Pimsleur FlexiPay is a 0% APR and no interest payment plan and an easy way to divide your purchase into three low monthly payments at no extra charge. This is an installment billing plan where equal payments are made on your credit or debit card in accordance with the below schedule, rather than the whole amount being charged upfront. If you elect to pay via FlexiPay, the total purchase price plus any applicable shipping and tax will be charged in three equal installments. The first payment will be charged at the time the order is placed. Thereafter, your account will be charged by Pimsleur approximately every 30 days for the remaining number of payments with 0% APR and no interest in accordance with the following schedule:

• 1st Payment: 1/3 of the total sale; billed on your credit or debit card at the time of order
• 2nd Payment: 1/3 of the total sale; billed on your credit or debit card approximately 30 days after sale
• 3rd Payment: 1/3 of the total sale; billed on your credit or debit card approximately 60 days after sale

The FlexiPay Installment Plan is made available on select purchases only. Minimum purchase requirements (after application of promotional discounts) may apply. By proceeding with the FlexiPay Installment Plan, you agree that you will keep enough credit available on the credit or debit card you have provided so future installments can be billed to that card. If the card expires or is cancelled, you agree to notify Pimsleur and supply an alternative card with the necessary funds available before the next payment is due. Failure to have the necessary funds may result in discontinuance of your access to the Pimsleur digital product purchased under the FlexiPay Installment Plan.

In the event you fail to make a payment under the FlexiPay Installment Plan, you agree to pay all costs related to the collection of the outstanding balance of the purchase price, including, without limitation, reasonable legal fees, costs associated with the engagement of a third party collection agency (including any percentage charged by the debt collection agency for the collection of the balance of the purchase price) and all other expenses and collection costs resulting from your default.

The FlexiPay Installment Plan is available only on select purchases and for customers with a billing address in the United States.

All FlexiPay purchases are subject to Pimsleur's standard Terms of Use and Return Policy.